Privacy Policy

Privacy Policy

Welcome to Pathfinder Partners, LLC

Privacy Policy Last Revised: September 24, 2014

Pathfinder Partners, LLC has created this Privacy Policy in order to set forth the principles governing our information-gathering and dissemination practices, including but not limited to such activities as forums, chat rooms, personal profile pages, product reviews, article commentary, blogs, RSS feeds and newsletters, among other offerings, all available through our site at www.pathfinderfunds.com (the “Site”), and any related services (the “Services”). Pathfinder Partners, LLC has a strong commitment to the privacy of our users. Please note that this Privacy Policy applies only to information collected through Pathfinder Partners, LLC and not to information collected offline or to information you may provide to any third-party sites to which Pathfinder Partners, LLC may link, except as expressly provided herein.

Information We Collect

There are two kinds of information that Pathfinder Partners, LLC can obtain about you: “Anonymous Information” and “Personally Identifiable Information.”

“Anonymous Information” consists of non-personally-identifiable data, such as your Internet Protocol (“IP”) address or domain, or information about your usage on Pathfinder Partners, LLC. For example, an IP address is a unique string of numbers that is assigned to your computer by your Internet Service Provider. Web servers automatically identify your computer by its IP address. We may collect our users’ IP addresses for a variety of purposes, including to help diagnose problems with our servers and to report aggregate information to our advertisers, corporate affiliates and consultants, and to third parties that perform particular services on our behalf.

We may also use the information linked to IP addresses to ban users who violate our Terms and Conditions of use.

“Personally Identifiable Information” is any information that personally identifies you, such as your name, street address, email address, or telephone number. We collect such information when, for example, you enter such information in response to a request for such information, subscribe to our email newsletter, and participate in other interactive online activities. If you post messages, text, comments, or other content at various places on our Site, the information contained in your posting will be stored on our servers and other users will be able to see it.

When we collect Personally Identifiable Information from you, you will have the opportunity to “opt in” to receive email or other digital communications from us and/or our business partners.

If you have submitted your personal information to Pathfinder Partners, LLC, you may correct, amend or delete the Personally Identifiable Information maintained on file about you if it is incorrect.

If you are a registered Community member of Pathfinder Partners, LLC, you may manage your membership information as well as your subscriptions. Simply login to your community account and click on “Account Options.” Click on the tab marked “Account” to manage your password and email address; click on the tab marked “Subscriptions” to manage your newsletter subscriptions and Click on the tab, “Profile” to edit your public profile.

In all cases, we will only use your information as permitted by law. Notwithstanding any other provision of this Privacy Policy, however, we may disclose Personally Identifiable Information to others if we are required to do so by law or we in good faith believe that such action is necessary to (a) comply with the law or with legal process; (b) protect and defend our rights and property; (c) protect against misuse or unauthorized use of the Site; or (d) protect the personal safety or property of our users or the public. Please note that we may not provide you with notice prior to disclosure in such cases.

Mobile Services. We may also collect non-personal information from your mobile device if you are using it to access our Site. This information is generally used to help us deliver the most relevant information to you. Examples of information that may be collected and used include your geographic location, how you use the Services, and information about the type of device you use.

Use of “Cookies”

The Site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you on your computer, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Pathfinder Partners, LLC pages, or register with the Site or Services, a cookie helps Pathfinder Partners, LLC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Site, the information you previously provided can be retrieved, so you can easily use the Pathfinder Partners, LLC features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Services or Web sites you visit.

Flash Cookies (or “Flash LSOs”)

When we post videos, third parties may use local shared objects (LSOs), known as “Flash Cookies,” to store your preferences for volume control or to personalize certain video features. Flash Cookies are different from browser Cookies because of the amount and type of data and how the data is stored. Cookie management tools provided by your browser will not remove Flash Cookies. To learn how to manage privacy and storage settings for Flash Cookies, click here: http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html.

Disclosure of Information through Business Transfers

As we continue to develop our business, we may buy, merge or partner with other companies or businesses, and in so doing, acquire customer information. In such transactions, user information may be among the transferred assets. Similarly, in the event that a portion or all of Pathfinder Partners, LLC’s assets are sold or transferred to a third party, customer information (including your email address) would likely be one of the transferred business assets.

Third Party Web Sites

Pathfinder Partners, LLC contains links to third-party Web sites not owned or controlled by Pathfinder Partners, LLC. Pathfinder Partners, LLC is not responsible for the privacy practices or the content of such third-party Web sites. Inclusion of any linked Web site on Pathfinder Partners, LLC does not imply or express an approval or endorsement of the linked Web site by us, or of any of the content, opinions, products or services provided on these Web sites. Even if an affiliation exists between Pathfinder Partners, LLC and a third-party Web site, we exercise no control over linked sites. Each of these linked sites maintains its own independent privacy and data collection policies and procedures. If you visit a Web site via a link from one of our Sites, we encourage you to consult that Web site’s privacy policy before providing any personal information, and whenever interacting with any such Web site.

Information You Provide to Facebook and other Social Networking Sites.

The Services allow users to access Facebook to interact with friends and to share on Facebook through Wall and friends’ News Feeds. If you are already logged into the Services and Facebook or another Social Networking Site (SNS), when you click on “Connect with Facebook,” or a similar connection on another SNS, you will be prompted to merge your profiles. If you are already logged into the Services but not logged into Facebook or another SNS that we support, when you click on “Connect with Facebook,” or a similar connection on another SNS, you will be prompted to enter your SNS credentials or to “Sign Up” for the SNS. By proceeding, you are allowing the Services to access your information and you are agreeing to the Facebook or other SNS’s Terms of Use in your use of the Services. Conversely, if you are not currently registered as a user of the Services, and you click on “Sign in” using Facebook or another SNS that we support, you will first be asked to enter your Facebook or SNS credentials and then be given the option to register for the Services. In this case, we may receive information from Facebook or another SNS to make it easier for you to create an Account on the Site and show our relevant content from your Facebook or SNS friends. Once you register on the Site and connect with Facebook or another SNS, you will be able to automatically post recent activity back to Facebook or the other SNS. Any information that we collect from your Facebook or other SNS account may depend on the privacy settings you have with that SNS, so please consult the SNS’s privacy and data practices. You can edit privacy settings for the reviews that appear on Facebook or disconnect your Services activity stream by visiting the Facebook Applications Settings page.

Third Party Service Providers

We may share your Personally Identifiable Information with third party service providers to: provide you with the Services that we offer you through our Site; to conduct quality assurance testing; to facilitate creation of accounts; to provide technical support; and/or to provide other Services to the Company. These third party service providers are required not to use your Personal Data other than to provide the Services requested by Company.

Public Forums

Pathfinder Partners, LLC may make chat rooms, forums, blogs, article commenting, and personal profile pages available to users. Please remember that any such information that you may choose to provide in these areas becomes accessible to the public, and also becomes the property of Pathfinder Partners, LLC in accordance with our Terms and Conditions, and we may use such information in any way that we see fit. Consequently, you should exercise caution when deciding to disclose your personal information or to upload material of any kind.

Security

Pathfinder Partners, LLC has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control. Security of information communicated by or to us over the Internet is of utmost concern to us; however, no networked data communications be guaranteed to be 100% secure. Please note that your email, like most, if not all, unencrypted Internet communications, may potentially be accessed and viewed by other Internet users, without your knowledge and permission, while in transit to us. For that reason, to protect your privacy, please do not use email to communicate information to us that you consider confidential. While we strive to protect your personal information, Pathfinder Partners, LLC cannot ensure or warrant the security of any information you transmit to us. Once we receive your transmission, we will use reasonable efforts to ensure its security on our internal systems. Depending on the nature of the inquiry, your communication may be discarded or archived.

Policy Regarding Minors

Children should always ask parents before providing any personal information online. No information should be submitted to or posted on Pathfinder Partners, LLC by any minor (a person under 18 years of age) without the consent of a parent or guardian. Unless otherwise disclosed during collection, we do not knowingly provide any Personally Identifiable Information about minors, regardless of its source, nor is this information knowingly used by Pathfinder Partners, LLC for any marketing or promotional purposes. Minors are not eligible to participate in contests.

Pathfinder Partners, LLC abides by the Children’s Online Privacy Protection Act. In the event that we learn that we have collected information from any child under the age of 13 without verification of parental consent, we will attempt to delete this information from our database as quickly as reasonably possible. If you believe that any Site has collected any information about anyone under 13, please contact Pathfinder Partners, LLC’s Site Administrator via postal mail or email at one of the addresses listed below.

Policy Regarding Users Outside of the United States.

If you are a non U.S. user of the Site, by visiting the Site and providing us with data, you acknowledge and agree that your Personal Data may be processed for the purposes identified in the Privacy Policy. In addition, your Personal Data may be processed in the country in which it was collected and in other countries, including the United States, where laws regarding processing of Personal Data may be less stringent than the laws in your country. By providing your data, you consent to such transfer.

Limitation of Liability

Pathfinder Partners, LLC PROVIDES THE INFORMATION, SERVICES AND PRODUCTS ON THIS WEB SITES “AS IS” WITHOUT WARRANTIES OF ANY KIND. YOU AGREE THAT Pathfinder Partners, LLC SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON OUR FORUMS, THAT ANY DOWNLOADING OF MATERIALS FOUND ON OR THROUGH Pathfinder Partners, LLC FORUMS IS DONE AT YOUR OWN RISK, AND THAT Pathfinder Partners, LLC IS NOT RESPONSIBLE FOR UNSOLICITED COMMUNICATIONS THAT ARISE FROM YOUR POSTINGS. Pathfinder Partners, LLC SHALL NOT BE RESPONSIBLE IN ANY MANNER FOR THE ACTS OF ANY THIRD PARTY, INCLUDING WITOUT LIMITATION, ANY THIRD PARTY AD NETWORK.

Consent and Modifications to this Privacy Statement

Pathfinder Partners, LLC is controlled, operated and administered entirely within the United States. By using Pathfinder Partners, LLC and/or participating in the activities of Pathfinder Partners, LLC Community, you signify your agreement to the terms of this Privacy Statement. If you do not agree with this Privacy Statement, please do not disclose any personal information through our Site. Pathfinder Partners, LLC may modify this Privacy Statement at any time, at its discretion, and modifications are effective upon being posted on this the applicable Site. You are responsible for reviewing this Privacy Statement periodically to ensure that you are aware of any changes to it.

Contacting Pathfinder Partners, LLC

If you have any questions about this Privacy Statement, you may contact us at:

Pathfinder Partners, LLC
4380 La Jolla Village Drive, Suite 250
San Diego, CA 92122

This Privacy Policy is effective as of the date written above and supersedes all earlier versions of our Privacy Policy.